#informal finance

Discover 2 curated intelligence briefings related to this specific topic.

The Trust Protocol: Why Shadow Saving Circles are Killing the Credit Score
Economics & Money

The Trust Protocol: Why Shadow Saving Circles are Killing the Credit Score

While global banks chase the 'unbanked' with digital wallets, a centuries-old system of Rotating Savings and Credit Associations (ROSCAs) is scaling. This isn't about poverty; it's about a strategic rejection of the credit score in favor of social capital.

Read Analysis
The Stealth Pivot: Why Bilateralism is the Real End of the Reserve Hegemony
Economics & Money

The Stealth Pivot: Why Bilateralism is the Real End of the Reserve Hegemony

While the world watches for a dramatic collapse of the US Dollar, a more subtle and permanent transformation is occurring. Through bilateral trade settlements and digital ledgers, nations are bypassing the single reserve currency entirely, creating a fragmented, multipolar financial order.

Read Analysis